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Introduction to Indiana Slot Machine Casino Gambling in 2019

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Indiana slot machine casino gambling consists of eleven commercial casinos, two pari-mutuel wagering racetracks, and one tribal casino.

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Indiana does not offer payout limits but does provide annual and monthly return statistics for its non-tribal casinos.

This post continues my weekly State-By-State Slot Machine Casino Gambling Series, an online resource dedicated to guiding slot machine casino gambler to success. Now in its third year, each weekly post reviews slots gambling in a single U.S. state, territory, or federal district.

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Relevant Legal Statutes on Gambling in Indiana*

The minimum legal gambling age in Indiana does not depend upon the gambling activity:

Land-Based Casinos: 21
Poker Rooms: 21
Bingo: 21
Lottery: 18
Pari-Mutuel Wagering: 18

Indiana’s 1851 constitution banned lotteries, historically interpreted by courts to mean all gambling. In 1988, Indiana approved a constitutional amendment removing this ban. Within months, cities with economic difficulties had casino proposals.

In 2007, Indiana allowed horse tracks to have as many as 2,000 electronic gaming machines. Further, the state legislature approved land-based casinos in 2015. Also, in 2015, the state legislature approved a measure allowing riverboat casinos to move into a land-based casino facility if located on their current property.

The state of Indiana has a federally-recognized American Indian tribe. In 2015, the Pokagon Band of Potawatomi Indians successfully negotiated a tribal-state compact subsequently approved by the U.S. Department of Interior.

By the compact’s terms, the tribal casino could only have Class II bingo-style gaming machines. In early 2018, the tribe opened its first tribal casino.

*The purpose of this section is to inform the public of state gambling laws and how the laws might apply to various forms of gaming. It is not legal advice.

Slot Machine Private Ownership in Indiana

It is legal to own a slot machine privately in Indiana if it is 40 years old or older.

Gaming Control Board in Indiana

The Indiana Gaming Commission (IGC) regulates gaming in Indiana. The IGC offers comprehensive annual reports on all aspects of legal gaming in Indiana. Indiana’s two other gaming commissions regulate the Hoosier Lottery and Indiana Horse Racing.

The Indiana Gaming Commission has a law enforcement arm called the Gaming Control Division. Its primary role is to investigate illegal gambling. Enforcement of illegal gambling at bars and taverns is by the Indiana Alcohol & Tobacco Commission.

Casinos in Indiana

There are eleven commercial casinos, two pari-mutuel racetracks with slot machines, and one American Indian tribal casino in Indiana.

The largest casino in Indiana is Horseshoe Casino Hammond with 2,123 gaming machines, 116 table games, and a 34-table poker room.

The second-largest casino is Indiana Grand Racing Casino with 2,020 gaming machines.

Commercial Casinos in Indiana

Indiana’s thirteen commercial casinos include its original ten riverboat casinos, an additional land-based casino, and two pari-mutuel wagering racetracks with slot machines. These non-tribal casinos are:

Ameristar East Chicago located 11 miles northwest of Gary.
Belterra Casino Resort in Florence located 116 miles southeast of Indianapolis on the Kentucky border.
Blue Chip Casino Hotel Spa in Michigan City located 26 miles northeast of Gary.
French Lick Resort located 100 miles south of Indianapolis.
Hollywood Casino Lawrenceburg located 98 miles southeast of Indianapolis on the Ohio border.
Harrah’s Hoosier Park Racing & Casino in Anderson located 43 miles northeast of Indianapolis.
Horseshoe Hammond located 20 miles northwest of Gary.
Caesars Southern Indiana in Elizabeth located 123 miles south of Indianapolis across the river from Louisville, Kentucky.
Indiana Grand Racing Casino in Shelbyville located 27 miles southeast of Indianapolis.
Majestic Star Casinos I & II in Gary.
Rising Star Casino Resort located 105 miles southeast of Indianapolis on the Kentucky border.
Tropicana Evansville located 169 miles southwest of Indianapolis.

Tribal Casinos in Indiana

Indiana’s tribal casino is the Four Winds Casino South Bend located 150 miles north of Indianapolis directly east of Chicago on the border to Michigan. It offers 1,800 Class II competition-style gaming machines alongside live poker tables.

Poker has been interpreted in Indiana as a skill-based game and, therefore, just another Class II game. It is considered a competition-style game as players bet against each other and aren’t betting “against the house” or casino.

Other Gambling Establishments

As an alternative to enjoying Indiana slot machine casino gambling, consider exploring casino options in a nearby state. Bordering Indiana is:

North: Michigan Slots
East: Ohio Slots
South: Kentucky Slots
West: Illinois Slots

Each of the links above will take you to my blog for that neighboring U.S. state to Indiana.

Our Indiana Slots Facebook Group

Are you interested in sharing and learning with other slots enthusiasts in Indiana? If so, join our new Indiana slots community on Facebook. All you’ll need is a Facebook profile to join this closed Facebook Group freely.

There, you’ll be able to privately share your slots experiences as well as chat with players about slots gambling in Indiana. Join us!

Payout Returns in Indiana

Indiana has not set minimum or maximum theoretical payout return limits. Monthly and annual return statistics are available, although none are available from the tribal casino. The annual reports detail return statistics by slot machine denomination.

The IGC’s 2019 annual report has Electronic Gaming Device (EGD) COIN-IN on page 41. The next page has EGD Win. Divide WIN by COIN-IN, then subtract the result from 100% to calculate a player’s win percentage.

For your convenience, I have calculated the mid-2018 through mid-2019 player win percentages for each casino below. In addition to an annual report, the Indiana Gaming Commission also offers monthly revenue reports by the 11th of the following month.

Again, use COIN IN and WIN to calculate the player’s win percentage. Unlike the annual reports, these monthly reports do not contain return statistics by slot machine denomination.

These Annual and Monthly Player Win% are:

Ameristar East Chicago: 89.91% (annual) and 90.05% (Nov. 2019)
Belterra Casino Resort: 90.78% (annual) and 90.82% (Nov. 2019)
Blue Chip Casino: 91.40% (annual) and 91.23% (Nov. 2019)
French Lick Resort: 91.56% (annual) and 91.05% (Nov. 2019)
Hollywood Lawrenceburg: 89.96% (annual) and 90.23% (Nov. 2019)
Harrah’s Hoosier Park: 91.08% (annual) and 90.63% (Nov. 2019)
Horseshoe Hammond: 90.07% (annual) and 90.04% (Nov. 2019)
Caesars Southern Indiana: 89.99% (annual) and 90.67% (Nov. 2019)
Indiana Grand Racing: 90.90% (annual) and 90.34% (Nov. 2019)
Majestic Star Casino I: 90.26% (annual) and 90.21% (Nov. 2019)
Majestic Star Casino II: 89.84% (annual) and 89.90% (Nov. 2019)
Rising Star Casino Resort: 91.38% (annual) and 92.07% (Nov. 2019)
Tropicana Evansville: 89.60% (annual) and 89.93% (Nov. 2019)

Further, the mid-2018 through mid-2019 statewide annual player’s win percentage is 90.52%. The monthly statewide player’s win% was slightly less at 90.45%.

The casino with the highest annual return was French Lick. The highest monthly return went to Rising Star. It’s worth mentioning that French Lick had the second-highest annual return and Rising Star the third-highest in the previous year.

The casino with the lowest annual return was, once again, this year, Tropicana Evansville. Its monthly return was the second-lowest while Majestic Star II had the lowest.

Summary of Indiana Slot Machine Casino Gambling in 2019

Indiana slot machine casino gambling consists of 10 riverboat casinos, one land-based casino, two pari-mutual racetracks with slot machines, and a tribal casino with Class II bingo-style gaming machines.

Indiana’s casinos don’t operate under theoretical payout limits. However, non-tribal casinos have annual return statistics by casino and slot machine denomination. Monthly return statistics are by the casino only.

Annual Progress in Indiana Slot Machine Casino Gambling

In the last year, Horseshoe Casino Hotel Southern Indiana became Caesars Southern Indiana. Hoosier Park has become Harrah’s Hoosier Park Racing & Casino.

How to Pick the Right Slot Machine

For the most part, I’m going to focus on live casino slots; those located in a real, physical casino. I’ll also touch on the digital (online) variety before I’m done, so keep reading for more info on that.

There are three factors to consider when choosing what machines to play. The cost, the position, and the jackpot size.

Cost to Play

Most casinos offer slot banks in a scaling range of coin denominations. You have your penny slots, nickel slots, quarter slots, and dollar slots. Which one do you think is more likely to pay out a jackpot? If you said the $1 slots, you’re right. The higher the cost to play, the higher the payout percentage (amount machines pay-out compared to take-in, over years of play).

The scary part is that casinos know how people’s minds work. Most players think $1 is a lot to play per spin, so they drop down to the $0.25 machines. It’s not so damaging on your bankroll, but still expensive enough to pay far better than the cheap-o games, right? This is where the casinos get you! Those quarter slots are actually the worst of all!

The average payout percentage for slot machines on the Las Vegas Strip, by coin size, is:

Penny Slots = 90.82% RTP

Nickel Slots = 91.88% RTP

Quarter Slots = 89.98% RTP

Dollar Slots = 92.63% RTP

Position of Slot Machines

Location, location, location! That statement doesn’t just apply to real estate. The positioning of a slot machine can have a huge impact on its payout percentage. Picture this… A slot machine is located in a far shadowy corner of the casino. Someone wins a jackpot on it. The bells chime, the lights flash. How many people in the casino are going to notice? Just those in the vicinity of that corner, right?

If that machine were centrally located, perhaps near the table games area, a lot more people would know about it. Some table games players might even switch to slots for a while hoping to mimic that win. Casino managers thought of this long before I did. The highest paying slots will be centrally located among the masses.

Jackpot Size Matters

There are two basic types of jackpots – static jackpots and progressive jackpots. A static jackpot pays a specific amount for triggering a specific feature or symbol combination in the game. A progressive jackpot is won in the same way, but the prize slowly grows larger and larger until it’s won, similar to a lottery drawing.

As much as you want to win that larger, ever-growing prize, you’re better off steering clear of progressives. Their payout percentages tend to be much lower; often paying 85-86% at live casinos.

Winning Slot Machines Online

As promised, I’ll take a moment to touch on the topic of online slot machines, too. These games are different in some ways, so it’s not the same as picking the right slot machine at a live casino. The big difference is that internet casinos don’t have massive bills to pay each month. They can afford to give up more in payouts, and they do.

Online slots have an average payout percentage of 96.2%. That’s far higher than any of the games in Vegas. Changing your coin size rarely effects the payouts, either. Most games you can play for a penny, or a dollar, and get the same payout ratio. Progressives are the exception. The more you spend on those, the higher your odds of winning the jackpot. But like land-based casinos, the payback percentage on progressives are worse. Unless you’ve got plenty of cash to spare, don’t bother with them.